Term Plans

The best laid plans can be washed away with a stroke of one unfortunate event. Why leave anything to chance ? When it comes to protecting the dreams and future of your loved ones, choose the right Term Plan to eliminate the risk of financial loss caused by your absence and help your loved ones in times of distress. They won’t have your nurturing care but they will always be financially secured should something happen to you. That’s exactly why a Term Plan is critical in financial planning.

HEMAYA PLUS

HEMAYA PLUS is a straight forward convenient plan that can help eliminate the risk of financial loss that your family may face in case of an unfortunate event. The choice you make today will help your family cope with the financial loss and secure their dreams. Their tomorrow is safe with Hemaya Plus, a Term Plan that offers financial security in the most cost effective way.

PLAN BENEFITS

  •  The most affordable Insurance cover
  •  Family Takaful Benefit (Insurance coverage) comes with built in Terminal Illness
  •  Customize your plan with Additional Benefits such as:
    • Critical Illness
    • Accidental Death Benefit
    • Permanent and Total Disability
    • Waiver of Contribution
    • Family Income Benefit
    • Accidental Total or Partial Permanent Disability
  •  Plan can be on single or Joint Life
  •  You can choose your cover level and payment term

PLAN DETAILS

  •  Entry Age 18 – 74 years
  •  Maximum Age at expiry – 100 Years
  •  The Plan offers Grace Period of 90 days
  •  Plan Currency can be UAE Dirham or US Dollar
  •  Plan can be designed for Individual as well as corporate
  •  You may choose to pay a Single Contribution or Regular monthly/quarterly/half yearly/yearly Contribution
  •  Your Plan can be reinstated within 12 months from the due date of the last unpaid Contribution, at the discretion of the Operator
  •  Contribution amount is fixed at the start of the Plan and does not change during the Plan term
  •  Free Look period of 30 days from issue date

BAITY PLUS

Buying a House is one of the most important and expensive decision you makes in life and it comes with a fair share of financial responsibility. Baity Plus is a Home Finance Protection Plan that has been designed to ease this risk and ensure your home remains a permanent sanctuary for your family. With an aim to provide peace and security to you and your family by securing your most important asset – Your Home.

PLAN BENEFITS

  •  Most affordable decreasing Benefit Home Finance Protection Plan with built in Terminal Illness Benefit.
  •  You may choose the cover level based on your requirement and the term of the plan
  •  The reducing amount is pre-determined at the outset of the Plan for the entire term of the Plan.
  •  You may choose Additional Benefits such as
    • Critical Illness Benefit
    • Accidental Death Benefit
    • Permanent and Total Disability Benefit
    • Waiver of contribution
  •  Plan can be on single or Joint Life (first death basis)

PLAN DETAILS

  •  Entry age 18 – 74
  •  Maximum Age at expiry – 100 Years
  •  The Plan offers Grace Period of 90 days
  •  Plan Currency can be UAE Dirham or US Dollar
  •  Plan can be designed for Individual as well as corporate
  •  You may choose to pay a Single Contribution or Regular monthly/quarterly/half yearly/yearly Contribution
  •  Your Plan can be reinstated within 12 months from the due date of the last unpaid Contribution, at the discretion of the Operator
  •  Contribution amount is fixed at the start of the Plan and does not change during the Plan term
  •  Free Look period of 30 days from issue date

HEMAYATI PLUS

The most convenient hassle free Family Takaful Plan that provides high level of protection to your loved ones at a very attractive price. With zero medical requirements this Plan offers you comprehensive and aff¬ordable coverage for a chosen period of time with guaranteed maturity bonus and minimum paperwork.

PLAN BENEFITS

  •  Most convenient way to protect your family
  •  No Medicals
  •  Hassle free with less paper work
  •  Choose the term of the Plan and amount of contribution
  •  Coverage up to AED 500,000
  •  Worldwide coverage – Offering complete peace of mind
  •  Guaranteed Maturity Bonus Payout
  •  Built in Terminal Illness Benefit

PLAN DETAILS

  •  Entry Age 18 – 59 years
  •  Maximum Age at Maturity – 74 Years
  •  Choice of Term 5, 10, 15 years
  •  Plan Payment can be continued from anywhere around the world
  •  You may choose to pay monthly or yearly Contribution
  •  Contribution amount depends on Term and Age of the Plan Holder
  •  Guaranteed Maturity Bonus at the end of the Plan Term, if no claims have been made